It has been proven that the only corrective solution to completely eradicate a cataract development from causing further damage to the eye is a cataract surgery. But, what prevents a patient from undergoing this surgical procedure, the cataract surgery cost? This may be a ruling factor, especially if the concerned individual doesn’t have enough funds to cover the entire operation.
So, before you start doing your own computations, here are 4 main components that would generally dictate the final cost of your impending eye surgery.
First, the expertise level of your eye surgeon. Keep in mind well-sought doctors in this field of surgery often differ in their professional fees. It is just normal for a specialist eye surgeon to charge a higher fee than one who is just a newly licensed. Conduct your own surveys or ask referrals from friends, relatives and even colleagues at work who have been in this kind of operation and get their opinions where to avail the most affordable cataract removal without compromising the outcome of the surgery.
Second, where are you going to have the surgery? Are you considering an outpatient hospital or ambulatory surgery clinic in your local community or in the city? The prices of cataract surgeries are highly dependent as well on this area. For example a small eye clinic will charge a more reasonable cost for the entire operation as compared to a bigger hospital in the city.
Third, does your insurance plan also cover this type of eye surgery? Verify the full coverage of your insurance, whether it is private or partially funded by your company where you work. Remember, the cataract surgery is considered as an outpatient case, so don’t hesitate to ask your insurance agent or insurance company about their actual contribution that would be deducted on your medical bill.
Fourth, the type of IOL implants you want your eye surgeon to put on the affected eye. There are various kinds of lens such as monofocals, torics and presybyopia-correcting lens implants. Monofocals are the standard type of IOL lens used for a cataract surgery. They can only correct one type of eyesight problem like nearsightedness or farsightedness. If a patient will choose monofocal lens implants, then he/she has to wear prescriptive eyeglasses full-time for all levels of vision (distance, intermediate, and near) after the cataract eye surgery. The toric IOLs are better than monofocals although they may cost more because they can treat both refractive disorders of the patient, whether it is nearsightedness, farsightedness or correcting astigmatism, thus correcting distance vision and averting the need for distance correction in eyeglasses. With toric IOLs, prescription and/or over-the-counter glasses will be needed full-time for all near vision tasks including computer or ipad or kindles. In general the cost for toric lens implants could range from $1500-$2500/eye out of pocket above and beyond medical insurance coverage. The presybyopia-correcting lens implants are more comprehensive compared to the other two lens options, typically freeing one from glasses up to 80% of the time for all levels of vision. Aside from that, if you have astigmatism, you will still undergo another surgical procedure to correct this vision problem. The typical cost for presbyopia-correcting IOLs range from $2000-$4500/eye Consult your surgeon’s opinion which implant would be appropriate for you.
There are many ways to minimize the overall cost of the surgery. You can start by finding the right eye surgeon. Talk to him/her honestly about your apprehensions on cost, what option to take that will pose lesser complications after cataract surgery or the best cataract surgery lens. Be informed.