Cataract removal can be affordable for any budget. Because cataract surgery is seen as a medical necessity, Medicare and most health insurance plans will cover the removal of the cataract-filled lens. They will also cover a basic, monofocal lens that is used to replace your natural lens.
If you have a refractive error that requires you to use glasses or contacts to see clearly, we have options of different lenses that are used to correct this. These lenses are called Premium Intraocular Lenses. The charge for these lenses may not be covered by your insurance. We do have excellent financing options at Jacksoneye that make them affordable with almost any budget.
Through the use of our financing partner, Alpheon Credit, we can help you find a plan that fits your needs.
1. How much of the cataract surgery does insurance cover?
Most insurance companies will cover the surgical portion of cataract surgery. If you choose the standard monofocal lens, insurance will also cover that. If you choose a multifocal lens, then you must pay the difference between what insurance will reimburse and the extra cost of the multifocal lens. Financing with reasonable monthly payments is available to make the cost of the procedure fit into almost any budget.
2. Does the cataract have to be fully developed before insurance will cover the cost?
No. While some insurance companies may require the knowledge of the degree of the cataract, your vision does not have to be completely inhibited in order to have surgery and have insurance cover the cost.
3. How easy is it to obtain financing?
If you are interested in choosing an advanced option for excellent vision, give us a call at 847-356-0700. We will help you find the financing plan that will fit your budget.